What’s FlexLease? Explain to me?

FlexLease redefines traditional car ownership. It simplifies our members’ budget with one payment covering all ownership costs: repairs, insurance*, and registration.

How is FlexLease different from traditional car financing?

While traditional car financing is credit based, there is no credit score discrimination with FlexLease. Approval for the program is based on income not credit score. In addition, our members have the freedom to return vehicles anytime without penalties.

FlexLease liberates members from exploitative car loans, steering them towards financial autonomy.

How it works?

  1. Begin by applying for pre-qualification at: https://almva.com/quick-qualify

  2. Proceed with electronic identification and income verification.

  3. Upon approval, choose a vehicle within your budget.

  4. Schedule an appointment with FlexRide.

  5. Bring a valid Driver’s License to the vehicle pick-up location within our coverage area.

  6. Complete a motor vehicle check (MVR) in person.

  7. Provide proof of insurance or opt for our insurance coverage if eligible.

  8. Bring a valid debit or credit card to make your initial payment and set up recurring autopayments.

What are the qualification requirements?

Approval for the FlexLease is determined by income and stability rather than credit score. Here are the basic eligibility requirements:

  • Basic Eligibility Criteria

  • Have a valid driver's license

  • Be at least twenty-one (21) years of age

  • Acceptable driving records

  • No outstanding balances with any car rental company

  • No more than three (3) vehicle repossessions within the past 2 years.

  • Income required US $3,000 before taxes

For further details on our Application Process and a comprehensive list of Eligibility Criteria, please refer to our Terms and Conditions.

Approval for FlexLease is not based on credit, why do I need to apply?

While approval for FlexLease isn't contingent on credit, an application is still necessary. Our approval process involves a soft credit pull, which doesn't affect your credit score. This step helps in verifying your identity and ensuring that you meet our eligibility criteria.